Financing Your Neat Living Home

A self-build mortgage allows custom builders to borrow money in clearly defined stages, rather than a lump sum. We would recommend thoroughly investigating in detail how the lenders define these lump sum stages and their criteria for the staged or milestone drawdowns and how these relate to our payment terms. i.e. Full payment of the kit must be made before it is dispatched from the factory, which is generally consistent across the industry.

These stages should coincide to allow you to purchase land and organise subsequent work such as groundworks and laying foundations in preparation for the kit arrival. The lender will typically insist that work is independently assessed and valued as the work proceeds and we can work with an independent assessor if required.